Who we are
HomeBuyerAssist.org is a national community of real estate professionals who specialize in helping buyers with a down payment.
The organization is dedicated to making homebuyers aware of more than 2,400 programs that can help fund a down payment, and to provide access to this funding.
DownPayment.org trains and certifies qualified real estate professionals. It maintains and updates the nation’s leading database of information on government and private sector programs to help homebuyers with a down payment.
Because the programs are constantly changing, our ability to maintain the nation’s most trusted collection of data has secured it a position of leadership.
No other organization can connect homebuyers, real estate professionals, and unique funding sources with such a degree of success.
When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with a lender or lenders who may assist you with an official loan application and provide loan product eligibility requirements for your individual situation.
IMPORTANT DISCLOSURES
When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved.
Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.
Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product. None of the listed companies sponsors, endorse or are in any way affiliated to this website.
By submitting your contact information you also expressly consent to have us and our affiliates contact you about your inquiry by text message or phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state or national Do Not Call Registry. You expressly agree to this site’s Security Statement and our Privacy Policies. These advertisements and materials are not provided nor approved by any government agency. We are not associated and do not represent any Government (Federal, State or Local) or agency including the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) or Veterans Administration (VA). This is not an advertisement for credit as defined by paragraph 226.24 of Regulation Z. This site is for informational purposes only and may contain opinions. Nothing contained within this site is intended to portray loan guidelines, loan rules or an offer of credit/home loan. Utilizing this web site is an agreement to our Privacy Policy and Terms & Conditions. This site contains links to external sites, please use your best judgment when visiting these links. We do not offer any warranty or guarantee on third party links or services. This site does not provide legal tax advice. Please consult with a licensed accountant for all tax information. This site does not provide mortgage offers.
When inquiring about a financial product or service on this site, this is not a loan application. This is not an offer to lend and we are not a lender or affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with individuals or businesses who may assist you with additional information or loan product eligibility requirements for your individual situation and the loan application process.
Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check if proceeding to apply for a loan product. Minimum credit ratings may factor into qualification for some products. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Additionally, any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees.
If you do not agree to our terms and policies, then please leave this site immediately. By submitting your contact information on this site, you expressly give permission and consent to contact you through automated means. Your consent is not a condition, directly or indirectly of a purchase. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 recurring messages per month. Standard message and data rates may apply.
This site is in no way affiliated with any news source or government organization and is not a government agency. This site is not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors.
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
Cookies
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If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
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Embedded content from other websites
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These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Visitor comments may be checked through an automated spam detection service.